Licensed Health Insurance Advisor
Licensed advisor · A-rated carriers

Private health coverage, without the guesswork

See the private PPO plans you may qualify for — answer a few quick questions to get started.

See what you may qualify for · 60 seconds
Plans from A-rated, nationally recognized carriers A licensed advisor in your corner No cost and no obligation to see your options
A-rated carriers See any PPO-network doctor Enroll year-round No cost to see your options

Why people work with a licensed advisor.

The difference between guessing on a website and getting it right.

Going it alone online

  • No one to ask when you're not sure what fits
  • Call-center reps reading from a script
  • Easy to overpay or miss what a plan actually covers
  • Post-enrollment questions with no one dedicated to help

Working with Jill

  • A licensed advisor who actually helps
  • Plans from A-rated carriers
  • Help finding coverage that fits your needs and budget
  • Real support if anything comes up later

How it works

About 60 seconds, no paperwork.

1

Answer a few questions

Your ZIP, who needs coverage, and a little about your situation. About 60 seconds.

2

See what you may qualify for

Your answers help narrow the options to private PPO plans likely to fit your situation.

3

Review your options with Jill

A short, no-pressure conversation to compare your options. You decide — or nothing at all.

Jill Fredman
Your licensed advisor

Jill Fredman

Licensed Health Insurance Advisor

No runaround, no pressure. Jill is a licensed advisor who personally walks you through your available options, answers every question, and helps you find coverage that fits your needs and your budget — and you decide what's right for you.

Common questions

Does it cost anything to see my options?

No. There's no cost and no obligation. If a plan isn't a fit for you, Jill will tell you.

Who are these plans through?

These are private PPO plans offered by A-rated, nationally recognized insurance carriers. Jill is a licensed advisor and will go over exactly which carriers and plans you qualify for.

Can I keep my doctor?

PPO plans have broader networks than many alternatives, and in many cases you can continue seeing your current doctors. Jill will check your specific providers before anything is decided.

Do I have to wait for open enrollment?

No — these private plans are available year-round, so you don't have to wait for a once-a-year window.

Take the first step

See the plans you may qualify for.

Answer a few quick questions and see the private PPO plans you may qualify for. No cost, no obligation.

Start the 60-second quiz →
© Jill Fredman · Desert Sky Health Advisors · 2026